Dr. Zane C. Kennell is a respected credit expert specializing in both personal and business credit strategy. He is the owner of a business consulting firm based in New York City. A graduate of Harvard University, he brings over a decade of hands-on expertise in navigating complex credit systems, structuring entities for optimal financial positioning, and helping both individuals and businesses leverage credit as a powerful strategic asset. Dr. Kennell works directly with individuals seeking to strengthen and repair their personal credit profiles, as well as entrepreneurs and established companies aiming to build and scale through properly structured business credit. His approach combines real-world application with strategic insight, ensuring that clients understand not only how credit works, but how to use it intentionally to create opportunity, stability, and long-term growth. Dr. Kennell is the author of Cracking The Code Vol. 1, a groundbreaking book focused exclusively on personal credit. In it, Dr. Kennell uncovers essential personal credit principles, strategic positioning methods, and foundational financial insights designed to help readers elevate their credit standing and unlock greater financial access. The book challenges common misconceptions surrounding personal credit and provides clear, actionable guidance for building a strong and sustainable credit profile. Dr. Kennell has been featured on major national media platforms, including ABC, Fox, NBC, and CBS, where he shares his expertise on credit strategy, financial structuring, and business development. Through consulting, authorship, and media appearances, he remains committed to helping both individuals and businesses operate confidently within a financial system that is often misunderstood and rarely fully explained.